Protect your valuables online dating
Cash value policies cover items at their depreciated value, which means your reimbursement check will be lower.And while tornado and fire damage are covered by most homeowner policies, supplemental insurance is needed for earthquakes and flood.
Here's what to do now: Keep one set of original or photocopied records in a portable file system or lock box that will allow grab-and-go convenience if you evacuate.It pays to protect the items you love – like your mobile or laptop.Don’t get caught without cover when the unexpected happens.(Gauge the flood risk and policy cost for your address at Flood ) Flood coverage activates 30 days after your purchase date.
It's a good idea too to have a kit of emergency supplies ready to go — things like flashlights, batteries, manual can-opener, etc., and the Federal Emergency Management Agency (FEMA) has a list for what should be in your disaster kit.IRS Publication 547 explains how provisions of the tax code might affect you.